Service List
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Payment Processing
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GMO Payment Gateway, Inc.
Invoice Card Pay byGMO is a service that enables BtoB invoice card payment.
In BtoB transactions, the buyer company introduces this service so that even if the selling company specifies Bank transfer as a payment method, you can use your card. Payment will be possible. -
GMO Payment Gateway, Inc.
This is a high-performance, high-quality comprehensive payment service designed for e-commerce sites and online businesses, supporting a wide variety of payment methods including credit card and convenience store payments.
With years of experience and proven success, we offer solutions for all challenges related to online business - from building e-commerce sites to post-payment operations - as well as the latest security solutions.
In terms of security, we provide a secure environment before, during, and after the payment process.
The service also complies with credit card security guidelines, allowing you to use it with confidence. -
GMO Payment Gateway, Inc.
financial institution and finance service providers are in the business of issuing credit, debit, prepaid house cards and merchants Easy, flexible, and efficient when developing new payment processing business such as merchant businesses that require functions of contract management, merchant settlement, and card transaction processing. It is a platform that provides various services at once so that you can build a infrastructure of payments.
In addition, since each service can be centrally managed on one management screen, it is possible to improve operational efficiency in terms of operation. -
GMO Payment Gateway, Inc.
"GMO Cashless Platform" is a multi-payment service that supports QR / barcode payment for physical stores.
It realizes one-stop system connection, sales settlement, etc., and reduces the burden of introducing QR / barcode payment for member stores.
We will provide a central platform for cashless payments in cooperation with POS cash registers, payment terminals, payment machines, etc. -
Ginko Pay Infrastructure Systems
GMO Payment Gateway, Inc.
based payment services that utilize the infrastructure system of "Ginko Pay", It is possible to provide a service that can be used across banks and regions through the multi-bank payment function (mutual entry between banks) that enables mutual cooperation between the banks that have been introduced.
Users who have an account with a bank that has introduced "Ginko Pay" can download the smartphone app for users and register their account in advance to payment QR code / barcode when shopping at member stores. The money will be debited directly from your bank account and the payment will be completed.
GMO-PG provides the foundation system for Ginko Pay. -
Mobile Gift Certificate Platform byGMO
GMO Payment Gateway, Inc.
This is a cashless electronic gift certificate that can be issued to smartphones instead of paper.
Because it functions as a “rechargeable electronic money” usable at local shopping streets and affiliated stores, it allows for the launch of electronic gift certificates while reducing both implementation costs and operational workload.
In addition to local governments, chambers of commerce, regional banks, shopping districts, and nationwide enterprises can also use the Mobile Gift Certificate Platform byGMO to promote regional economic development and revitalize local communities.Inquiries about services:
https://gmo-mobilepay.jp/form_mobilepay_ask_01/ -
GMO Pepabo, Inc.
Osaipo! byGMO Pepabo is a free-to-register payment service offered by GMO Pepabo. By purchasing Osaipo! Points within the platform, users can conveniently pay for multiple contracted services in one go.
With features like auto-renewal and auto-charge, Osaipo! eliminates the hassle of manual payments, allowing for worry-free, long-term use.Inquiries about services:
https://osaipo.jp/support/chat -
GMO TECH, Inc.
GMO Out-App-Purchase is a service that allows app businesses to sell digital content through their websites, without relying on in-app purchases. This not only reduces payment processing fees and increases app revenue, but also enables the acquisition of app users through integration with GMO SmaAD.
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Cashless Payment Terminal Solution
GMO Financial Gate, Inc.
We provide payment terminals for merchants such as restaurants to enable cashless transactions.
Our all-in-one devices integrate the terminal unit, card reader, and PIN pad, supporting credit cards, QR codes, and e-money payments.
Upon installation, we offer customized applications, API integration, and UI/UX design tailored to each client's needs.Inquiries about services:
https://gmo-fg.com/en/contact/index.html -
GMO Financial Gate, Inc.
As a gateway provider, we operate a payment center that connects merchants with credit card companies.
We deliver a secure and reliable payment infrastructure in full compliance with relevant laws and the highest security standards.Inquiries about services:
https://gmo-fg.com/en/contact/index.html -
payment service providing solution
GMO Financial Gate, Inc.
We handle the aggregation and settlement of transaction amounts on behalf of both merchants and card companies.
By consolidating contracts and settlements with multiple payment institutions, we help streamline operations and provide sales visibility through detailed reporting.Inquiries about services:
https://gmo-fg.com/en/contact/index.html -
GMO Enpay, Inc.
This is a payment collection support service designed with the concept of being ""kind to both payers and recipients,"" enabling billing and payments to be completed entirely without the use of cash or paper by utilizing computers and smartphones.
The system allows for fully automated management, including real-time tracking of payment status and reconciliation tasks.
In addition to streamlining collection operations, it can also automatically generate accounting data, significantly reducing the administrative workload.
As of February 20, 2025, the service has been implemented at over 2,400 facilities nationwide, primarily at nursery schools, certified childcare centers, and kindergartens. It is also being adopted by local governments, including public childcare centers managed by the city of Toyota in Aichi Prefecture.Inquiries about services:
https://www.enpay.co.jp/service/inquiry -
GMO Enpay, Inc.
This is a bank transfer support service designed to streamline the entire collection process by leveraging PCs and smartphones to eliminate the hassle and inconvenience of traditional bank transfers. With the concept of “Simplifying everything - from registration and billing to aggregation and bank transfers”, the service enables users to complete complicated bank transfer procedures easily on their smartphones. It also automatically switches to convenience store payment in case of insufficient account balance. From bank transfer registration to integration with accounting systems, the service enhances efficiency across all collection-related tasks, significantly reducing the operational burden. It is already being adopted by kindergartens, nursery schools, and elementary schools across Japan, as well as local governments, including after-school programs in Tokai City, Aichi Prefecture.
Inquiries about services:
https://www.enpay.co.jp/service/koufuri-plus-inquiry -
GMO Epsilon, Inc.
This service allows merchants to use a wide range of payment services, such as merchant contracts with multiple credit card brands and convenience store payments, with no initial costs, through a contract only between the merchant and Epsilon.
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GMO Epsilon, Inc.
fincode byGMO is an online payment infrastructure designed to help startups succeed. It allows you to instantly set up an account online and start accepting card payments as soon as the same day. It also provides intuitive APIs and low-code components, reducing the amount of work required for implementation.
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GMO Epsilon, Inc.
This service allows you to use Japan Post's Yu-Pack/Yu-Packet and Seino Transportation's Kangaroo Delivery at lower than market prices. This allows you to cut costs in terms of delivery fees for your e-commerce operations.
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GMO Epsilon Transaction Lending
GMO Epsilon, Inc.
This is a loan service that can only be applied for by Epsilon member stores. Since loans can be granted in as little as five business days from application to loan disbursement, it can also meet sudden capital needs during busy periods.
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GMO Epsilon, Inc.
"Cycle" is a sales-linked service that allows users to charge their card with the amount of sales processed on their e-commerce site up to the previous day using the "Epsilon Payment Service," and then use the card to make payments at Visa affiliated stores.
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GMO Payment Service, Inc.
“GMO ATOBARAI” is a postpaid settlement service provided by GMO Payment Service, which eliminates the risk of uncollected payments for merchants.
It is designed for businesses running e-commerce websites or those seeking to capture purchasing demand from customers who do not use credit cards.
Regardless of the payment status of the purchaser, GMO Payment Service pays the amount on behalf of the customer.
We also handle invoice issuance, dunning (payment reminders), and payment reconciliation, helping reduce operational burden on merchants.
Customers can make payments at convenience stores, banks, or post offices after receiving the goods.
By offering a safe and convenient payment method, merchants can avoid losing sales opportunities and expand their reach to a wider customer base.
Why merchants choose “GMO Deferred Payment”:
Real-time credit screening via system integration enables immediate authorization at the time of purchase
Helps capture impulse buying and improve conversion rates
Outsourcing invoicing and collections reduces internal workload and operational costs
Increased sales volume can also help improve inventory turnover and reduce the risk of unsold stock -
GMO Payment Service, Inc.
“GMO Kakebarai” is a deferred payment service for B2B transactions in which GMO Payment Service (GMO-PS) assumes the risk of uncollected receivables while handling credit checks, invoice issuance, payment confirmation, and collection tasks on behalf of your company.
We take care of the labor-intensive processes such as credit screening for new customers (buyers), issuing invoices to existing customers, managing incoming payments, and reissuing invoices as needed. By transferring the receivables to GMO Payment Service, your company is freed from the risk of uncollected payments, allowing you to focus on your core business with peace of mind.
With the implementation of real-time credit screening, transactions can be completed instantly without keeping your customers waiting, which helps improve your closing rate.
This service is available for all types of B2B transactions - whether online (EC) or offline (in-person) - including regular route sales to corporate or sole proprietor customers and subscription-based services.
